Heart attack · reported cases
62,230
Acute myocardial infarction cases reported among adults aged 20 and older in fiscal year 2023–2024.
CCDSS Canada total for reporting jurisdictions; New Brunswick did not submit data.
PHAC / CCDSS · 2023–2024Understand your coverage
Accident & Sickness Hospitalization
Extra support for the financial impact of a hospital stay.
What is it designed to do?
A hospital stay can interrupt your income and your family’s routine. Hospitalization coverage may pay a specified benefit for an eligible hospital stay caused by an accident or illness. The payment structure depends on the plan.
Why consider it?
Publicly funded hospital care does not necessarily address every cost your household faces. Travel, parking, help at home and time away from work can still matter. This type of coverage can be considered alongside your existing protection.
Details worth understanding
- Check what counts as an eligible hospital admission.
- Review minimum stays, benefit limits and the payment structure.
- Understand waiting periods, exclusions and how the plan fits with other benefits.
A question to consider · hypothetical example
If a hospital stay changed your family’s working hours or childcare arrangements, what additional support might you need?
A common question
Does this replace provincial health coverage?
No. It is a separate form of financial protection. It does not replace Ontario’s public health coverage or guarantee payment for every hospital visit.
Keep exploring
General information only. Benefits and eligibility depend on the insurer and the policy’s definitions, terms, conditions, limitations and exclusions.
Canadian context · Sources included
Understanding the bigger picture.
These figures describe population health, not your personal risk or the likelihood of an insurance payment. They help frame a conversation about financial preparation.
Sources reviewed November 5, 2026. Reference periods differ; these measures should not be added together or compared as equivalent risks.
A considered next step
A clearer picture starts
with a conversation.
Bring your questions. We’ll work through them together.