Your questions, answered clearly.

I provide insurance guidance in Ontario. Consultations are available in English and Persian.

Yes. You can book a complimentary initial consultation to discuss your questions and explore whether a coverage review would be useful.

We start with your questions, current protection and financial priorities. You can ask about the purpose of a coverage, the details worth reviewing and possible next steps.

The current booking calendar offers 30-minute online appointments. Google Meet joining details are included after booking. The booking page shows available times and the time zone.

It can be. A review helps you understand benefit amounts, waiting periods, exclusions and what may change if you leave your job. It does not automatically mean you need more insurance.

Disability insurance generally helps replace part of your income when you cannot work under the policy’s terms. Critical illness insurance generally pays a lump sum for a defined covered diagnosis. They address different needs.

No. Eligibility, pricing, benefits and claims are determined by the insurer and the applicable policy. A consultation helps you understand the questions and options relevant to your situation.

A summary of workplace benefits, details of existing protection and a few questions are helpful. Have an estimate of essential monthly expenses if you want to discuss income protection.

Please do not send medical records, identification documents or other sensitive information through ordinary email or social messages. If an application requires personal information, we will discuss the appropriate process.

Use the links in your Google Calendar booking confirmation. If you need help, contact Mona using the details on the Contact page.